Free SIP Calculator Online – Calculate sip calculator
Calculate expected returns on your mutual fund SIPs.
₹
₹500₹1L
%
1%30%
Years
1 Yr40 Yrs
Invested Amount₹ 600,000
Est. Returns₹ 561,695
Total Value₹ 1,161,695
What is a SIP Calculator?
A SIP calculator is a tool that helps you determine the future value of your monthly mutual fund investments. By entering your monthly investment amount, the expected annual return rate, and the duration of your investment, it estimates the total accumulated wealth.
Power of Compounding
Systematic Investment Plans benefit heavily from the power of compounding. When you invest regularly, you earn returns not just on your principal amount, but also on the accumulated returns from previous periods. The longer you stay invested, the more pronounced this effect becomes.
Frequently Asked Questions
SIP (Systematic Investment Plan) is a method of investing a fixed sum regularly in a mutual fund scheme. It allows you to buy units on a given date each month, effectively averaging out your cost of investment over time.
SIP returns are calculated using the compound interest formula for periodic contributions. The future value is P × [((1 + i)^n - 1) / i] × (1 + i), where P is the monthly investment, i is the monthly interest rate, and n is the total number of months.
Yes. Mutual funds are subject to market risks. The return rate used in this calculator is an assumed, constant annual rate for estimation purposes. Actual returns will vary.
Related Free Tools
- Compound Interest — Calculate total returns powered by compound interest.
- CAGR Calculator — Calculate the Compound Annual Growth Rate of your investments.